Moments from downtown Monroe this exceptional value in the desirable Morgans Crossing Swim/Tennis community, this beautifully updated 3-bedroom, 3-bath ranch with a private main-level office and spacious bonus room is move-in ready and filled with thoughtful upgrades. Set on a quiet, private lot with a fenced backyard, this home offers flexibility, comfort, and future potential. The main level features high-grade LVP flooring, a bright and open layout, and a large dining room ideal for gatherings. The updated kitchen includes stainless steel appliances (with air-fry oven and microwave), modern fixtures, custom trim accents, and refreshed hardware, flowing seamlessly into the welcoming family room with a fireplace. A separate office on the main level provides a quiet, dedicated workspace. The primary suite offers new flooring and an updated bath with modern finishes, while two additional main-level bedrooms feature new carpet and recent updates. The oversized upstairs bonus room provides flexibility for a 4th bedroom, media room, or flex space. The full unfinished basement includes a finished third full bathroom, offering immediate convenience while leaving ample space for storage or future expansion. Outdoor living is enhanced by a freshly stained deck, updated railing, and a new privacy fence surrounding the backyard. Additional improvements include updated exterior lighting, plantation shutters on front-facing windows, upgraded garage door openers, refreshed landscaping, and a 3-car garage. Community amenities include swimming and tennis, with convenient access to shopping, dining, and major roadways. This home presents an outstanding opportunity with space, updates, and value in a sought-after neighborhood.