Charming 3-bedroom, 1-bath home in a convenient Springfield location just minutes from shopping, dining, and everyday amenities near Kearney & Glenstone. This home features an open living and kitchen area with bar seating, plus a formal dining room for added character and flexibility. The main level includes comfortable bedrooms and a full bath, while the finished upper loft offers great bonus space for a bedroom, office, or playroom (not included in heated square footage). A storm cellar/utility basement is accessible through the laundry room for extra storage and peace of mind. Enjoy the covered front porch and a large, fully fenced backyard perfect for pets, play, or entertaining. Also, eligible buyers may qualify for up to $9, 000 in down payment assistance through the City of Springfield Down Payment Assistance Program!