Income-producing coastal furnished duplex just steps from the beach and minutes to Historic Downtown St. Augustine. This fully renovated property offers two separate 3BR/2BA units, each with private entrances, garages, and in-unit laundry, making it ideal for investors, house hackers, or multigenerational living. Located in a high-demand coastal rental area, this property combines lifestyle appeal with long-term income potential. Beautifully refreshed throughout with new Hardie Board siding, new roof, new HVAC systems with Nest thermostats, new electrical panels, repiped plumbing, new water heaters, updated lighting, new interior doors, keyless entries, and new LVP flooring., Both kitchens offer white shaker cabinets, granite countertops, stainless steel appliances, and coastal blue backsplash accents. All bathrooms have been fully updated with new tile, vanities, and fixtures. The downstairs unit has a screened lanai and fenced yard, while the upstairs unit offers a spacious balcony for sunrise views. Two fully separate living units provide excellent options for long-term rental income, owner-occupant house hacking, or extended family living. Strong rental demand in the St. Augustine Beach market supports long-term value. Bonus value opportunity: In addition to the duplex, the property includes an additional buildable lot, offering future expansion or development potential. Whether adding another structure, creating a separate residence, or holding for long-term appreciation, this extra lot provides flexibility and upside rarely found in this beachside location. Buyer to verify zoning & development options.