An exceptional newer residence showcasing refined design and serene waterfront living. This beautifully crafted home offers 3 bedrooms and 4 full bathrooms, including a luxurious primary suite and a spacious second bedroom on the main-level, as well as a private upper-level guest retreat. The open-concept main living space is designed for both elegant entertaining and everyday comfort, featuring upscale finishes (quartz countertops, upgraded LVP flooring, and $20k in window treatments throughout the home), gas fireplace, and abundant natural light. The main level is complete with a private home office and convenient main floor laundry. The finished lower level expands the living space in addition to offering generous storage, room for a future bedroom, and plumbing in place for a future custom wet bar-ideal for creating an elevated entertaining area. A covered back porch with gas fireplace invites year-round enjoyment while overlooking the fenced backyard and stunning waterfront setting. A spacious split 3-car garage completes this sophisticated offering, blending luxury, comfort, and timeless appeal in an unparalleled setting. Nestled in the resort-style community of Harmony, residents enjoy a well-appointed clubhouse, 24-hour fitness center, tennis and pickleball courts, and three pools, including an adults-only option. Community amenities also include walking trails, a 15-acre park, playgrounds, and a dog park.